If you own a home, you need homeowners insurance. This type of insurance protects your interest in case something happens to your home or something happens at your home. Although homeowners insurance is one of the most common types of insurance, certain myths about it still abound. The following are a few common myths about homeowners insurance: Any disaster is covered—While many types of perils and disasters are covered under most homeowners insurance policies, some aren’t. For example, most home insurance policies don’t cover damage caused by a flood. Insurance will cover the cost of rebuilding—If something happens to...
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