Most home buyers need to secure a loan before they can purchase a house, and most lenders require buyers to have a comprehensive home insurance policy. Although a great home insurance plan can help save you from costs associated with all kinds of accidents and natural disasters, there are a couple of major things that many policies don’t include with their coverage. In this article, we’ll discuss a few key events that may not be covered by your existing home insurance plan and what you can do if you want to increase your coverage. Mold Damage: In addition to...

There are a lot of things to think about when you’re buying a new home. One thing that you shouldn’t forget, however, is home insurance. Many people don’t think they need it because they don’t own anything valuable, but that’s not the case. Here are four reasons why you should get it: Protect your home and belongings No matter how well you take care of your home, there’s always a chance that something could happen to it. Whether it’s a fire, a flood, or even a break-in, having insurance will give you peace of mind knowing that you’re covered...