Having health insurance can help you manage expenses when you go to the doctor for preventative care or experience a healthcare emergency and need to go to the hospital. If you are currently reviewing your policy and looking into new health insurance, there are several things you need to know about health insurance and how it works. Coverage—Most health insurance plans cover a wide range of medical services, including hospital stays, doctor visits, prescription medications, preventative care, and more. Carefully review any health insurance plan you consider, so you understand exactly what you have coverage for. Premiums, deductibles, and...

If you’ve ever started shopping for health insurance and quickly gotten overwhelmed by the language used to write about or explain policies, you’re not alone. The insurance world seems to have its own specialized language, and while it’s probably not necessary to take a deep dive into understanding all the nuanced language, understanding the basic terms can help you better understand your options and select the right policy for you. Read on to get a crash course in health insurance terminology. Premium: This is what you pay each month or year to keep your insurance coverage. Your age, location,...

Do you need health insurance but aren’t sure how to get the best coverage? Do you have a health insurance plan that doesn’t truly meet your needs? Many people go without health insurance because they feel it isn’t affordable or they find the different policies confusing. It’s true that navigating different insurance options can be frustrating. Fortunately, there are some ways to help you narrow your options, so you can get the health insurance coverage you need for yourself and your family.   Speak with an Agent – One of the best things you can do when you want...

One of the most important things that you can do is to choose the right health insurance plan for yourself and your family. When you are looking for different options for insurance, you might feel like you are overwhelmed.  To help you with choosing the right health insurance for you and your family, here are some of the things that you should ask yourself to help you with choosing a plan. What are my most essential needs for my health care? Who’s healthy in my family and who might need some more care this coming year? Is there anyone...