Something that most people look forward to when they are old enough is being able to drive a car. Unfortunately, with driving come responsibilities like getting auto insurance. Below are three factors that can negatively affect your auto insurance premium: Age This is a big factor when it comes to how much you pay for car insurance. A teen driver will have a much higher cost per month than someone who is older and has more driving experience. One thing that might help with younger drivers is having good grades, depending on the insurance company. Location Another big factor...

Auto insurance is something every driver must have to comply with the law in most states and pay for damages that result from auto accidents. However, just because everyone on the road needs auto insurance doesn’t mean everyone fully understands what it does and doesn’t pay for. What Does Auto Insurance Cover? Liability – If you are found at fault in an auto accident, auto liability insurance, which is required in almost every U.S. state, can pay for damage to other vehicles, damage to objects, bodily injury to other drivers and passengers, and legal expenses, if applicable.Collision – Auto...